The Carolinas Club Ledger  ·  Hilton Head and Bluffton

Moss Creek (Moss Creek Owners Association).

Hilton Head Island, SC · member-owned equity club.

A shrimp boat tied up at a Lowcountry dock under a working sky
← Hilton Head, Bluffton and Beaufort
The Number  ·  No. 21 of 28 on the table
Property Owner Member (Membership Certificate) initiation
$45,000
Twelve months of dues
$8,775annual dues, annualized
Year-one entry
$53,775

Club-published   Club-published. Source: the club's own site, as of 2026.

Initiation, every category on file
CategoryInitiationAs ofSource
Property Owner Member (Membership Certificate)$45,0002026the club's own site“Membership Certificate: $45,000 (required with property sale)”
Special Golf Membership (non-resident)non-refundable; non-equity$6,0002025the club's own site“Initiation: $6,000 non-refundable”
Special Social Membership (non-resident)non-refundable; non-equity$3,0002025the club's own site“Initiation: $3,000 non-refundable”
Dues, every category on file
CategoryDuesAs ofSource
Property Owner Member, improved property (annual assessment)$8,775 / annual2026the club's own site“Improved Property: $8,775 (or $731.25 monthly) ... paid in full by January 31, 2026 or billed in twelve equal monthly payments”
Property Owner Member, unimproved property (annual assessment)$7,275 / annual2026the club's own site“Unimproved Property: $7,275 (or $606.25 monthly)”
Activity Fee (unlimited golf, range, tennis, pickleball; optional)$1,700 / annual2026the club's own site“Annual Activity Fee: $1,700 (optional, per household) ... non-refundable, and expires with the sale of property. It is not transferable”
Special Golf Membership, family (non-resident)$7,500 / annual2025the club's own site“Family Golf Dues: $7,500 annually or $625 monthly; Single Golf Dues: $6,000 annually or $500 monthly”
Special Social Membership, family (non-resident)$3,504 / annual2025the club's own site“Family Social: $3,504 annually or $292 monthly; Single Social: $2,796 annually or $233 monthly”
Beside the number: capital dues, minimums, assessments and other charges

Listed as the source states them. None of these are inside the year-one figure.

ItemAmountSource
Family golf cart plan (Activity Fee members)$3,792 annualmosscreek-hiltonhead.com“Family Golf Cart Plan: $3,792.00; Single Golf Cart Plan: $2,532.00”
Range plan (non-Activity Fee members)$622 annualmosscreek-hiltonhead.com“Range Plan: $622.00”
Wet slip (Activity members, 20 to 50 ft)$1,116 annualmosscreek-hiltonhead.com“Wet Slips (Activity Members): $1,116.00 to $2,790.00 (20' to 50')”
The door
Availability, as stated
Closed
Non-resident program: 'At this time, the Moss Creek Board of Directors has temporarily paused the acceptance and processing of new non-resident Golf and Social Special Membership applications while the program is under review.' and 'Submission of information during this pause does not guarantee membership availability or approval.' Resident membership is automatic with property. Source, Sep 2026.
Ownership requirement, as stated
Must own inside the gate
Membership Certificate: $45,000 (required with property sale). Non-resident Special memberships exist but are paused: 'the Moss Creek Board of Directors has temporarily paused the acceptance and processing of new non-resident Golf and Social Special Membership applications while the program is under review.' Source
What the club says, and what it leaves out

Categories the club names: Property Owner Member (Membership Certificate), Activity Fee (optional golf/racquet/boating add-on), Special Golf Membership (non-resident), Special Social Membership (non-resident).

Not published by the club: membership cap; refundability of Membership Certificate; 2026 Special (non-resident) rates (only 2025 sheet published; program paused).

Beyond the number

The fee is one column. The place is the rest.

Whether the membership transfers with the house, what the assessment calendar looks like, and which category actually fits how you will use the club are the questions a schedule cannot answer. Ask us what is available inside Moss Creek this week, including what has not hit the portals.

Run this club? If a figure here is wrong or out of date, send the current schedule through the contact page and it is corrected in the next build, with the date.

Considering Moss Creek?

We know this address from the inside.

Before you tour a single home, an Advisory Conversation tells you whether this club actually fits the life you are trying to build, and what the move is worth under the new Carolina tax math.