The Carolinas Club Ledger  ·  Highlands-Cashiers

Mountaintop Golf & Lake Club.

Cashiers, NC · member-owned equity club.

A waterfall and a winding mountain road seen from the air in autumn
← Highlands and Cashiers
The Number  ·  No. 3 of 28 on the table
Golf Membership initiation
$175,000
Twelve months of dues
$24,600annual dues, annualized
Year-one entry
$199,600

Club-published   Club-published. Source: Mountaintop Properties (developer sales office), as of Sep 2026.

Initiation, every category on file
CategoryInitiationAs ofSource
Golf Membershiprefundable in part or in full, per the source; equity$175,000Sep 2026Mountaintop Properties (developer sales office)“The Club will offer 350 equity Golf Memberships. The current Golf Membership Contribution is $175,000.”
Social Membershiprefundable in part or in full, per the source; equity$87,500Sep 2026Mountaintop Properties (developer sales office)“In addition, equity Social Memberships may be offered to Buyers who purchase property and who do not wish to purchase a Golf Membership. The current Social Membership Contribution is $87,500.”
Dues, every category on file
CategoryDuesAs ofSource
Golf Membership$24,600 / annualSep 2026Mountaintop Properties (developer sales office)“For golf equity members, current annual dues are $24,600, plus $6,500 capital dues.”
Social Membership$12,300 / annualSep 2026Mountaintop Properties (developer sales office)“For social members, current annual dues are $12,300, plus $3,250 capital dues.”
Beside the number: capital dues, minimums, assessments and other charges

Listed as the source states them. None of these are inside the year-one figure.

ItemAmountSource
Capital dues (Golf)$6,500 annualMountaintop Properties (developer sales office)“current annual dues are $24,600, plus $6,500 capital dues”
Capital dues (Social)$3,250 annualMountaintop Properties (developer sales office)“current annual dues are $12,300, plus $3,250 capital dues”
Guest fee, 18 holes$200 per round per playerMountaintop Properties (developer sales office)“The current guest fee for 18 holes of golf is $200/player plus applicable tax.”
Cart fees (golf members)See source per useMountaintop Properties (developer sales office)“Golf Equity Members will be entitled to use all of the Club Facilities. They will pay cart fees but are not required to pay green fees.”
The door
Availability, as stated
Not stated
If you are interested in becoming a member, all inquires must go through our Mountaintop Properties team. Mountaintop Golf & Lake Club is not open to the public, all tours and guest experiences must be set up in advance through Mountaintop Properties. (No statement on whether the 350 golf memberships are sold out.) Source, Sep 2026.
Ownership requirement, as stated
Not stated
Golf & Social Memberships are also offered to purchasers of a residence or home site within the Mountaintop community. (Club Information page) / equity Social Memberships may be offered to Buyers who purchase property and who do not wish to purchase a Golf Membership. (FAQ) Golf membership is not stated to require property ownership; Social is tied to a property purchase. Source
What the club says, and what it leaves out

Categories the club names: Golf Membership (equity), Social Membership (equity).

Not published by the club: waitlist status (sold out or available); whether golf membership requires property ownership.

Beyond the number

The fee is one column. The place is the rest.

Whether the membership transfers with the house, what the assessment calendar looks like, and which category actually fits how you will use the club are the questions a schedule cannot answer. Ask us what is available inside Mountaintop this week, including what has not hit the portals.

Run this club? If a figure here is wrong or out of date, send the current schedule through the contact page and it is corrected in the next build, with the date.

Considering Mountaintop Golf & Lake Club?

We know this address from the inside.

Before you tour a single home, an Advisory Conversation tells you whether this club actually fits the life you are trying to build, and what the move is worth under the new Carolina tax math.